Legal

Terms of Service

Last updated: July 14, 2026

Please read these terms before using amnetwork.io, the Zakat calculator, the AI scoring quiz, or the application form. By using this site, you agree to them.

1. What AM Network is today

AM Network is pre-launch. No live smart contracts are handling real donor funds yet, no mainnet deployment exists, and no Zakat/Sadaqah transactions are currently processed through this website. This site is a waitlist, an informational hub, and an application intake for our upcoming pilot.

We built this site to: (a) let donors and recipients register interest before launch, (b) provide a free Zakat calculator and AI eligibility scoring quiz, and (c) collect early applications from people seeking assistance so we can begin manual, human-verified pilot distributions.

2. No financial or investment guarantees

Nothing on this site is financial, legal, or investment advice. AM Network does not issue any cryptocurrency token, does not offer any investment product to the public, and makes no promise of financial return to anyone. References to a future seed funding round are addressed only to accredited/institutional investors we contact directly, not to the general public.

3. The Zakat calculator

The calculator provides an estimate based on the nisab thresholds and asset categories you enter. It is a convenience tool, not a fatwa. For definitive rulings on your personal Zakat obligation, consult a qualified Islamic scholar.

4. The AI scoring quiz & application form

The AI scoring quiz gives an indicative score based on the information you provide — it runs in your browser and is not a guarantee of assistance. Submitting the application form does not guarantee you will receive Zakat/Sadaqah funds. During our current pilot phase, every application is intended to be reviewed and confirmed by a human verifier (a local oracle — mosque imam, AM Network volunteer, or partner NGO representative) before any distribution decision is made.

You confirm that the information you submit is accurate to the best of your knowledge. Knowingly submitting false information to obtain assistance you are not entitled to may disqualify your application and, in future phases of the platform, may be flagged by our fraud-detection systems.

5. Sharia compliance status

AM Network's business model (ujrah/service-fee based, no interest, no speculative token) is designed with Sharia principles in mind, and we are in active discussions with Sharia advisory firms. However, as of the date above, AM Network has not yet received formal Sharia certification or a fatwa for its full operating model. We will update this page and the site prominently once a certification is obtained.

6. Acceptable use

7. No warranty

This site and its tools are provided "as is," during an active pre-launch/pilot development phase. We do not guarantee uninterrupted availability, complete accuracy of calculators or scoring, or that any particular application will be reviewed within a specific timeframe.

8. Changes

We may update these terms as the platform evolves from pilot to mainnet. Continued use of the site after changes means you accept the updated terms.

9. Contact

Questions about these terms: contact@amnetwork.io